Updated: Oct 11, 2019
Many people think they do not need insurance or look at life insurance as just another bill that they do not want. These thoughts couldn't be any further from the truth. If you were to die unexpectedly, while the grieving process begins, there will be a pile of expenses for your family, spouse, or loved ones, starting with the funeral. A cremation costs on average $5,000, while a traditional burial funeral costs on average could cost between $10,000-$15,000+, depending on the state you live in. Could your spouse keep up with the mortgage and other bills in the case of your death and loss of income? In most families, including mine, the answer is No. Your spouse and children will have to go through a lot without you, make their transition as easy as possible by having sufficient coverage. Good Read: 7 Things No One Tells You About Losing A Parent As A Child by Gena-mour Barrett - BuzzFeed
Did you know that you could get coverage for around $1 a day, per family member? Yes, your funeral and mortgage could be covered for less than that cup of coffee you buy every day on the way to work. Most likely, less than your cable bill as well. It is worth getting a FREE QUOTE for sure. Your family would be thankful you did.
Protect things that are most important to you
There are many types of insurance, but the two types of insurance that will help cover your funeral immediately and mortgage are called Funeral and Final Expense and Mortgage Protection. Some types of insurance policies do not pay out immediately, so be sure to sit down with a licensed insurance agent to make sure you are getting the coverage you want and need.
What is Funeral and Final Expense?
Funeral and Final Expense is a type of insurance that is used to pay funeral costs after a death immediately, where a traditional life insurance policy could take 3-6 months to pay out.
What is Mortgage Protection?
Mortgage Protection is a type of insurance that is designed to protect your family from burdensome mortgage payments if the primary breadwinner isn’t around to provide an income any longer.
Universal Benefits Group is an insurance broker that only offers the highest rated carries for Funeral and Final Expense and Mortgage Protection. Protect your family and call today to schedule an appointment to learn more! 1(800)708-6291. Agents are highly trained to find an affordable insurance plan best for YOUR NEEDS.